IDFC Bank ICICI Lombard Two Wheeler Vehicle

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IDFC Bank ICICI Lombard Two Wheeler Vehicle

Get complete protection with ICICI Lombard Two Wheeler Insurance—coverage for accidents, theft, natural disasters, and more. Instant claim settlement!

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Details for IDFC Bank ICICI Lombard Two Wheeler Vehicle

ICICI Lombard Two Wheeler Vehicle Insurance offers extensive protection against accidents, theft, and natural disasters like floods, fires, and storms. With a ₹15 lakh Personal Accident Cover (optional) and a third-party legal liability cover, you get peace of mind while riding. The policy includes cashless repairs at over 4,000 network garages and instant claim settlement via InstaSpect. Enjoy additional benefits like No Claim Bonus of up to 50%, Roadside Assistance for breakdowns, and Zero Depreciation Cover to avoid depreciation deductions. With a focus on comprehensive coverage, ICICI Lombard is a smart choice for reliable, hassle-free insurance.

Add-on Covers

  • Roadside assistance cover: In case of a breakdown/accident with – towing to garage, battery jumpstart, minor repairs, on-call support and taxi benefits etc.
  • Zero depreciation cover: As your car ages, the value of its parts decreases or depreciates. Zero Dep. cover compensates you for the claim amount that gets deducted because of depreciation.

No Claim Bonus

  • No claim bonus up to 50%

Cashless Garages

  • Cashless repairs in 4000+ network garages

Policy Exclusion

  • Wear & tear and ageing of the bike or scooter.
  • Depreciation or any consequential loss.
  • Harm to/by a person driving the two wheeler under the influence of drugs or liquor.
  • Vehicles being used otherwise than in accordance with limitations as to use.
  • Wear & tear of consumables like tyres and tubes unless the vehicle is damaged in an accident, in which case we cover up to 50% of the replacement cost.
  • Wear & tear of consumables like tyres and tubes unless the vehicle is damaged in an accident, in which case we cover up to 50% of the replacement cost.
  • Mechanical/electrical breakdown.
  • Loss/damage due to war, mutiny or nuclear risk.

Personal Accident Cover

  • 15,00,000/-

Additional Benefits

  • Coverage for natural disasters like earthquakes, floods, fires and storms
  • Coverage for theft, accidents and terrorist activities
  • ₹15 lakh Personal Accident Cover, if opted by insured
  • Add-ons* to choose from
  • Third-party legal liabilities cover
  • Third party’s death or injury
  • Instant claim settlement via InstaSpect
  • Stand-alone own-damage two wheeler insurance
  • Coverage for natural disasters like earthquakes, floods, fires and storms